Share Certificates
Choose the account that works best for you (and them).
Share Certificate
Planning ahead with your money is easy and risk-free with an InRoads Share Certificate. You’ll earn a higher rate of return with higher balances, and have access to your dividend earnings every month. Choose terms from six months to five years and plan ahead for anything on the financial horizon.
Save to Win Share Certificate
Open a Save to Win Share Certificate at InRoads and you could win some extra cash. That’s because every $25 deposit will give you a shot at winning up to $5,000 in quarterly prizes. You can even rack up the entries by making multiple $25 deposits. See the Save to Win Official Rules (pdf) for details.
Young Savers Share Certificate
Just $200 opens an account for any saver with a Cub Club or Teen Savings. These 36-month term certificates earn a great return and help you plan ahead for future purchases, like a computer for school, 8th-grade graduation, and other milestones.
Which Share Certificate is Right for Me?
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Fixed rates for guaranteed returns
Fixed rates for guaranteed returns
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Earn higher dividend rates
Earn higher dividend rates
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Variable terms up to 5 years
Variable terms up to 5 years
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Every $25 deposit enters you to win up to $5,000*
Every $25 deposit enters you to win up to $5,000*
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Must be 18 or older
Must be 18 or older
Share Certificate
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Fixed rates for guaranteed returns
-
Earn higher dividend rates
-
Variable terms up to 5 years
-
Every $25 deposit enters you to win up to $5,000*
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Must be 18 or older
Save to Win
-
Fixed rates for guaranteed returns
-
Earn higher dividend rates
-
Variable terms up to 5 years
-
Every $25 deposit enters you to win up to $5,000*
-
Must be 18 or older
Young Savers
-
Fixed rates for guaranteed returns
-
Earn higher dividend rates
-
Variable terms up to 5 years
-
Every $25 deposit enters you to win up to $5,000*
-
Must be 18 or older
Check out these handy calculators
Boost Savings
Earn a great return with specially designed tiered rates that work in your favor. You could earn up to 2.50% APY* with Direct Deposit to your InRoads membership.
Get Started
- These calculators are designed to be informational and educational tools only. They are not intended in any way as financial, retirement, business, tax or legal advice. The results of using these calculators are hypothetical only and may not be applicable or accurate with regard to your individual circumstances and cannot be relied upon. InRoads and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Please consult with your financial, tax and/or legal advisors for advice regarding your personal circumstances.
- *Official account and prize entry rules and a complete list of prizes are available at www.savetowin.org. Void where prohibited by law. Federally insured by NCUA.