Choose Your Savings
Boost Savings
Earn a great return with specially designed tiered rates that work in your favor. Plus, you can boost your rate with Direct Deposit to your InRoads membership.
Special Savings
Add additional savings accounts to your InRoads membership and save for those big (or little) goals. You can even customize the names of these accounts. Need an example? How about Vacation Savings, Down Payment, or New Kitchen?
Individual Retirement Account (IRA)
Plan your own future with an Individual Retirement Account from InRoads. Open yours today, start making regular deposits, and watch your funds grow in a tax-advantaged* environment.
Health Savings Account (HSA)
Today’s healthcare can seem confusing and expensive. Protect yourself and your finances with an InRoads Health Savings Account (HSA). An HSA allows you to save pre-tax dollars toward qualified medical expenses, including co-pays and medications.
Which Savings is Right for Me?
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No minimum balance
No minimum balance
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$5 balance to open
$5 balance to open
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Earn great returns on your deposits
Earn great returns on your deposits
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Perfect to save for taxes or holidays
Perfect to save for taxes or holidays
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Designed to save for qualified medical expenses
Designed to save for qualified medical expenses
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Designed to save for retirement
Designed to save for retirement
Boost Savings
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No minimum balance
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$5 balance to open
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Earn great returns on your deposits
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Perfect to save for taxes or holidays
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Designed to save for qualified medical expenses
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Designed to save for retirement
Special Savings
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No minimum balance
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$5 balance to open
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Earn great returns on your deposits
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Perfect to save for taxes or holidays
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Designed to save for qualified medical expenses
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Designed to save for retirement
IRA
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No minimum balance
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$5 balance to open
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Earn great returns on your deposits
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Perfect to save for taxes or holidays
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Designed to save for qualified medical expenses
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Designed to save for retirement
HSA
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No minimum balance
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$5 balance to open
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Earn great returns on your deposits
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Perfect to save for taxes or holidays
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Designed to save for qualified medical expenses
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Designed to save for retirement
Boost Savings
Watch your savings grow faster than ever with a Boost Savings account. Open yours today and earn 0.99% APY* on balances up to $5,000 with Direct Deposit into your InRoads Credit Union account.
Boost Savings with Direct Deposit
| Earn up to | Balance |
| rate id=”5618″ cellid=”31″ APY* | $0 – $5,000 |
| rate id=”5618″ cellid=”35″ APY* | $5,001 – $10,000 |
| rate id=”5618″ cellid=”39″ APY* | $10,001 – $25,000 |
| rate id=”5618″ cellid=”43″ APY* | $25,001 – $100,000 |
| rate id=”5618″ cellid=”47″ APY* | $100,001 and higher |
Boost Savings
| Earn up to | Balance |
| 0.50% APY* | $0 – $5,000 |
| 0.50% – 0.28% APY* | $5,001 – $10,000 |
| 0.28% – 0.14% APY* | $10,001 – $25,000 |
| 0.14% – 0.07% APY* | $25,001 – $100,000 |
| 0.07% – 0.05% APY* | $100,001 and higher |
Get Started
Open today
Special Savings
Add a savings account to your InRoads membership for each of your financial goals. Need to save for your dream vacation? Want to put money away for the down payment on a home? Or maybe you’re just saving up for a rainy day. It’s super easy. Open the accounts you need and start saving today.
Get Started
Open today
Individual Retirement Account
An Individual Retirement Account from InRoads is a great way to plan ahead for your someday. Open yours, start making regular deposits and watch your funds grow in a tax-advantaged* environment. Choose from a Traditional IRA for tax savings with every contribution, or a Roth IRA for tax-free earnings when you start taking withdrawals. There’s even an IRA Share Certificate option that allows you to put aside some of your funds from 12 to 36 months at a higher rate of return.
Get Started
Open today with InRoads LIVEHealth Savings Account
Today’s healthcare can seem confusing and expensive. Protect yourself and your finances with an InRoads Health Savings Account (HSA). An HSA allows you to save pre-tax dollars toward qualified medical expenses, including co-pays and medications. Best of all, if you don’t use the funds by the end of the year, those funds roll over to the next year.
- Save for future medical costs
- Use for approved medical expenses
- No minimum balance or monthly fee
- Easy access
- Tax-free earnings
- No “use it or lose it” rule
- Transferable to next job
Get Started
Open today with InRoads LIVE
Savings Calculators
Retirement Calculators
Rewards Checking
Earn rewards every month with a few, simple account requirements and no monthly fees. It’s all part of InRoads Rewards Checking. Open yours and we’ll pay your ATM surcharge fees up to $20 per month.
Get Started
- *Consult your tax advisor.
- These calculators are designed to be informational and educational tools only. They are not intended in any way as financial, retirement, business, tax or legal advice. The results of using these calculators are hypothetical only and may not be applicable or accurate with regard to your individual circumstances and cannot be relied upon. InRoads and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Please consult with your financial, tax and/or legal advisors for advice regarding your personal circumstances.