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Saving for Your Someday Starts Today

Add a solid foundation
to your future

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Savings Accounts

Regular Savings
Your InRoads membership starts with a Regular Savings account. Use it to save for something important.

Special Savings
Add additional savings accounts to your InRoads membership and save for those big (or little) goals.

Boost Savings
Earn a great return with specially designed tiered rates that work in your favor. You could earn up to 2.50% APY* with Direct Deposit to your InRoads membership.

Christmas Club Savings
Plan ahead for the holidays with deposits to this special account. Your funds will be automatically transferred in time to start your holiday shopping. Early withdrawal fee may apply.

Cub Club & Teen Savings
Give your kids a financial head start. The Cub Club Savings and Teen savings accounts are specially designed for the kids and teens in your life.

Which Savings is Right for Me?

  • No minimum balance

    No minimum balance

  • $5 balance to open

    $5 balance to open

  • Earn tiered dividend rates up to 2.50% APY*

    Earn tiered dividend rates up to 2.50% APY*

  • Perfect to save for taxes or holidays

    Perfect to save for taxes or holidays

  • Exclusively for kids ages 12 and under

    Exclusively for kids ages 12 and under

Regular Savings

  • No minimum balance

  • $5 balance to open

  • Earn tiered dividend rates up to 2.50% APY*

  • Perfect to save for taxes or holidays

  • Exclusively for kids ages 12 and under

Boost Savings

  • No minimum balance

  • $5 balance to open

  • Earn tiered dividend rates up to 2.50% APY*

  • Perfect to save for taxes or holidays

  • Exclusively for kids ages 12 and under

Christmas Club

  • No minimum balance

  • $5 balance to open

  • Earn tiered dividend rates up to 2.50% APY*

  • Perfect to save for taxes or holidays

  • Exclusively for kids ages 12 and under

Cub Club

  • No minimum balance

  • $5 balance to open

  • Earn tiered dividend rates up to 2.50% APY*

  • Perfect to save for taxes or holidays

  • Exclusively for kids ages 12 and under

Ready to Open Your Account?
Get Started Today

Savings Calculators

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Rewards Checking

Earn rewards every month with a few, simple account requirements and no monthly fees. InRoads will pay your ATM surcharge fees up to $20 per month.

Learn More
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  • These calculators are designed to be informational and educational tools only. They are not intended in any way as financial, retirement, business, tax or legal advice. The results of using these calculators are hypothetical only and may not be applicable or accurate with regard to your individual circumstances and cannot be relied upon. InRoads and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Please consult with your financial, tax and/or legal advisors for advice regarding your personal circumstances.
  • *2.00% APY on balances $5000 or less. 2.50% APY on balances $5000 or less with Direct Deposit to the same membership. Rates effective as of 05/01/2020 and are subject to change. Fees could reduce earnings. Click here for full list of rates. Minimum balance to open account is $10.