Savings Accounts
Boost Savings
Earn a great return with specially designed tiered rates that work in your favor. Boost your rate with Direct Deposit to your InRoads membership.
Special Savings
Add additional savings accounts to your InRoads membership and save for those big (or little) goals. You can even customize the names of these accounts after account opening. Example: Vacation Savings.
Christmas Club Savings
Plan ahead for the holidays with deposits to this special account. Your funds will be automatically transferred in time to start your holiday shopping. Early withdrawal fee may apply.
Health Savings Accounts (HSA)
Today’s healthcare can seem confusing and expensive. Protect yourself and your finances with an InRoads Health Savings Account. An HSA allows you to save funds toward qualified medical expenses, including co-pays and medications.
Which Savings is Right for Me?
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No minimum balance
No minimum balance
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$5 balance to open
$5 balance to open
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Earn great returns on your deposits
Earn great returns on your deposits
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Perfect to save for taxes or holidays
Perfect to save for taxes or holidays
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Designed to save for qualified medical expenses
Designed to save for qualified medical expenses
Boost Savings
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No minimum balance
-
$5 balance to open
-
Earn great returns on your deposits
-
Perfect to save for taxes or holidays
-
Designed to save for qualified medical expenses
Special Savings
-
No minimum balance
-
$5 balance to open
-
Earn great returns on your deposits
-
Perfect to save for taxes or holidays
-
Designed to save for qualified medical expenses
Christmas Club
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No minimum balance
-
$5 balance to open
-
Earn great returns on your deposits
-
Perfect to save for taxes or holidays
-
Designed to save for qualified medical expenses
HSA
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No minimum balance
-
$5 balance to open
-
Earn great returns on your deposits
-
Perfect to save for taxes or holidays
-
Designed to save for qualified medical expenses
Savings Calculators
Rewards Checking
Earn rewards every month with a few, simple account requirements and no monthly fees. InRoads will pay your ATM surcharge fees up to $20 per month.

Get Started
- These calculators are designed to be informational and educational tools only. They are not intended in any way as financial, retirement, business, tax or legal advice. The results of using these calculators are hypothetical only and may not be applicable or accurate with regard to your individual circumstances and cannot be relied upon. InRoads and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Please consult with your financial, tax and/or legal advisors for advice regarding your personal circumstances.