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Home Ownership Looks Good on You

We'll help you finance or refinance your dreams

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Buying or refinancing a home can be a little intimidating. Especially with all of those forms, legal documents, and hoops to jump through. That’s where the InRoads mortgage team can help. Together, you’ll find the right loan for your dream home, whether it’s your first home or a refinance. Plus, we’ll make sure it’s as convenient and easy as possible with personal expertise and online options that save you time.

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Purchase a Home

The perfect mortgage starts with some questions about the property and your overall goals. Is it more important to maintain a low monthly payment or save money over the life of the loan? Our team is here to help from start to finish. Ask about our first-time buyer’s programs as well as FHA and VA loan options. Whether it’s your first home, next home, or an investment property, the InRoads team is here to help you finance it.
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Refinance Your Home

If today’s mortgage rates are lower than the one you have for your current home loan, it could be time to refinance. Some quick paperwork could help lower your monthly payment, reduce the length of your loan, consolidate debt, and cash-out your equity to pay for college and more. Our team is here to make it quick and easy.

Refinance today
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1st Time Home Buyer Program

Our team of home loan professionals is here to help with your first home loan. That includes honest answers and advice, low down payment options, terms of up to 40 years*, reduced mortgage insurance requirements and loan amounts of up to 97% of the purchase price. Get in touch with our experts and tell us about your dreams of home ownership. We’ll do what we can to make those dreams a reality.
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Floating Home Loans

Floating homes have made a big splash lately with the popularity of tiny homes and small living. Now you can finance your dream of owning a water-worthy house with financing from InRoads Credit Union. Give our mortgage team a call and they can help you choose the term that works best for your family.
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Manufactured Home Loans

Manufactured homes have always been a wonderful way for families and individuals to achieve the American dream. Now you can finance that dream with a Manufactured Home Loan. Enjoy a fixed rate and an affordable down payment. We’re ready to help finance your home ownership dream, whether it’s in a park on your own piece of paradise.
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Your home loan experts

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Ron Kent
NMLS #1509606

There is a certain sense of pride Ron feels every time he finalizes a home loan. For 20 years, he’s enjoyed helping families finance their dreams and work toward their financial futures of home ownership. That includes first-time home buyers and those looking to refinance their home to lower their monthly payments.

Contact Ron
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Ashley Locken
NMLS #1372559

Working for InRoads for nearly a decade, Ashley works diligently to ensure every home loan goes as planned. From the initial application to the final signing, she understands the process and takes her time working with each member. Are you ready for your dream home? Let Ashley put her expertise to work for you.

Contact Ashley

Mortgage Calculators

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Home Equity Line of Credit

Whether you plan to spend a month in the Caribbean, build an epic deck, send someone to college, or buy top-of-the-line appliances for your kitchen, an InRoads Equity Loan or Line of Credit can help make it happen.

Learn more
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  • *Payment Example: 4.221% APR based on 40 year loan of $250,000 with monthly payments of $1,006.32 (not including tax and insurance) and loan costs of $6,290.00.

    These calculators are designed to be informational and educational tools only. They are not intended in any way as financial, retirement, business, tax or legal advice. The results of using these calculators are hypothetical only and may not be applicable or accurate with regard to your individual circumstances and cannot be relied upon. InRoads and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Please consult with your financial, tax and/or legal advisors for advice regarding your personal circumstances.