Today's Rates
Choose Your Home Loan
Purchase a Home
The perfect mortgage starts here! Our team is available to help from start to finish. Find the right mortgage for you with 15-year, 20-year, 30-year, FHA, and VA loan options. Whether it’s your first home, next home, dream home, or an investment property, the InRoads team is here to help you finance it.
Refinance Your Home
If today’s rates are lower than the one you have for your current home loan, it could be time to refinance. Some quick paperwork could help lower your monthly payment, reduce the length of your loan, consolidate debt, and cash-out your equity to pay for college and more. Our team is here to make it quick and easy.
1st Time Home Buyer Program
Our team of home loan professionals is here to help make your home ownership dreams a reality. That includes honest answers and advice, low down payment options, longer terms, reduced mortgage insurance requirements and loan amounts of up to 97% of the purchase price.
Floating Home Loans
Floating homes have made a big splash with the popularity of tiny homes and small living. Enjoy carefree days and a beautiful river view with financing from InRoads Credit Union. Give our mortgage team a call and they can help you choose the term that works best for you and your family.
Manufactured Home Loans
Manufactured homes have always been a wonderful way for families and individuals to achieve the American dream. Now you can enjoy a fixed rate and an affordable down payment with a Manufactured Home Loan. We’re ready to help finance your home, whether it’s in a park on your own piece of paradise.
Construction Loans
Your dream home can become a reality with an InRoads Residential Construction Loan. Now available for stick-built or manufactured homes. You can even use the money to buy property. Once the house is built and the money is spent just the way you want, your loan turns into a regular mortgage with affordable payments. Let’s talk about your dreams.
Meet Your Home Loan Experts
Ashley Locken, NMLS #1372559
Buying or refinancing a home can be a little intimidating. That’s where the InRoads mortgage team can help. Together, you’ll find the right loan for your dream home, whether it’s your first home or a refinance. Plus, we’ll make sure it’s as convenient and easy as possible with personal expertise and online options that save you time.
Working for InRoads for nearly a decade, Ashley works diligently to ensure every home loan goes as planned. From the initial application to the final signing, she understands the process and takes her time working with each member. Are you ready for your dream home? Let Ashley put her expertise to work for you.
Sarah Eidem, NMLS #2369051
No two home-owner journeys are ever the same. That is precisely why Sarah loves her job. As a member of the InRoads mortgage team, Sarah interacts with individuals who are looking to buy their first home, finance a second home, remodel, or invest in a rental property. “I get the most enjoyment from helping our members,” Sarah stated with a smile. She went on to say that she listens carefully to their needs, what they would like to accomplish, and then guides them through the lending process.
With nearly 20 years of mortgage and lending expertise, Sarah is ready to tackle your home loan needs. In her spare time, you’ll find her working on her property, camping, and spending time with her family.
Mortgage Calculators
Home Equity Line of Credit
Whether you plan to spend a month in the Caribbean, build an epic deck, send someone to college, or buy top-of-the-line appliances for your kitchen, an InRoads Equity Loan or Line of Credit can help make it happen.
