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See How Much Your Home Loves You

With a Home Equity Loan or Line of Credit

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Home Equity

An InRoads Equity Loan or Line of Credit can help make almost anything happen, including a month in the Caribbean, an epic deck, sending someone to college, or buying top-of-the-line appliances.

Home Equity Line of Credit

An InRoads Credit Union Home Equity Line of Credit features a revolving line of credit that gives you 24/7 access to your money.

  • Variable rate*
  • Revolving line of credit
  • Easy access through Online and Mobile Banking

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Home Equity Loan

An InRoads Credit Union Home Equity Loan gives you a lump sum of cash along with a fixed rate and monthly payments.

  • Fixed interest rate
  • Fixed monthly payments
  • No annual fees

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Home Equity Calculators

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Home ownership starts with an application and ends when you get the keys to your new house and start decorating. We’re here to help you get there.

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  • *The Annual Percentage Rate (APR) for a Home Equity Line of Credit is variable and based on the Prime Rate as published in the Wall Street Journal, plus a margin. Corresponding variable APRs range from 3.00% to 6.25% APR as of 1/20/2022. The maximum APR is 18.00%. Third-party closing costs are applicable and will vary depending on the loan amount. For a $10,000 line of credit fees could range from $514.00 to $1,389.00. An annual fee of $50 will be assessed beginning one year following consummation. All loans are subject to credit approval. Additional restrictions may apply.
  • Borrower will be responsible for third party fees, such as: appraisal, tax and flood tracking, title insurance, and settlement service. Consult your tax advisor about deductibility and your tax liability. Adequate homeowner’s insurance coverage is a requirement for this loan.
  • These calculators are designed to be informational and educational tools only. They are not intended in any way as financial, retirement, business, tax or legal advice. The results of using these calculators are hypothetical only and may not be applicable or accurate with regard to your individual circumstances and cannot be relied upon. InRoads and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Please consult with your financial, tax and/or legal advisors for advice regarding your personal circumstances.