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Protect Your Financial Future

With a little coverage that pays the bills when you cannot

Member Protection

Financing is a great way to live the American dream. That can include an auto loan, credit card balance, home loan, or even a home equity line of credit. However, when you cannot make your monthly payments, it can cause a lot of financial heartache for you and your family – especially if you’re not there to help. We can help you make your monthly loan payments should you lose your job, become disabled or deceased. It’s called Member Protection, and it’s affordable.

Add Member Protection to any InRoads loan, and if a protected life event happens , we’ll cancel or waive your payment(s) up to the contract maximums. Covered life events include:

  • Loss of life (including those caused by acts of war)
  • Disability (including those caused by acts of war)
  • Involuntary unemployment

Protect Your Future
Learn more about Member Protection at any branch or call 503.397.2376.

Guaranteed Asset Protection (GAP)

When you drive a newer vehicle, the value of that car or truck can be significantly less than the amount you still owe on the loan. Guaranteed Asset Protection (GAP) Insurance is a way to cover the amount you still owe on your auto loan after a complete loss. That includes an accident or even theft. Add GAP Insurance to your loan at any branch location, or call 503.397.2376.

Mechanical Repair Coverage (MRC)

As a vehicle gets older, it’s not a matter of if it will break down, it’s a matter of when. MRC protection is a great way to cover some of the more expensive repairs at shops in the U.S. and Canada. Coverage includes rental reimbursement, emergency roadside assistance, and towing. Add MRC to your car or truck to protect your family finances at 503.397.2376 or stop by any branch.

Protect Your Finances

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  • Your purchase of Member Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Member Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.