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Individual Retirement Accounts

Plan ahead with guaranteed returns
Get to know your IRA options

Predict your own future with an Individual Retirement Account from InRoads. Open yours today, start making regular deposits and watch your funds grow in a tax-advantaged* environment. Choose from a Traditional IRA for tax savings with every contribution, or a Roth IRA for tax-free earnings when you start taking withdrawals. There’s even an IRA CD option that allows you to put aside some of your funds from 12 to 36 months at a higher rate of return.

Roth IRA
  • Withdrawal of earned dividends is tax free after 5 years for ages 59½ and up
  • Penalty-free withdrawal options BEFORE you reach age 59½*
  • Pension plan distributions are tax free when made at retirement
  • $5,500 annual contribution limit
  • Additional $1,000 “catch up” contribution for ages 50 and up
  • No required distribution age
Traditional IRA
  • Penalty-free withdrawals can begin penalty-free for those age 59½ or older
  • Distributions may be taxed at the retirement-level income bracket
  • Possible tax deduction for qualified savers*
  • All earned dividends are tax-deferred
  • No set up or annual fees
  • $5,500 annual contribution limit
  • Additional $1,000 “catch up” contribution for ages 50 and up

Retirement Calculators

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Investment Services

Someday is not that far off . In today’s market, it’s essential to work with an advisor who can provide insight and guidance based on an understanding of your unique situation. Our professionals are here to offer that assistance and insight.

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  • *Consult your tax advisor.