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Not Your Average Credit Union

Your financial future starts with InRoads

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Text InRoads

Teens send an average of 400 texts per week*, so why not text InRoads too? A quick text can answer questions, provide account information, and more. You can also video chat using InRoads LIVE.

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Download the App

Need banking on the go? There’s an app for that! Download the InRoads Digital Banking App today and take InRoads on the go. You can even turn your debit card on and off with the IN Control app.

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Student Cash Back Debit

Get 3.00%** cash back every time you make a purchase, whether it’s for lunch, at the coffee shop, or at the movies.

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Custom Debit Card

Customize your debit card at now extra cost. Use your favorite photo to build a card that is just your style!

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Team Up for Schools

Choose a Team Up for Schools card and InRoads will donate 5¢ to your school with each swipe. InRoads has donated over $450,000 since 2017.

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Elements of Money

Visit Elements of Money, a free site packed with fun giveaways and financial tips just for you! Learn how to start a business, plan for the future and more.

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Quick Financial Advice

Here, you’ll find easy-to-follow articles and advice on topics that matter to teens — and parents too. Here’s to a bright future.

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  • *https://99firms.com/blog/texting-statistics/#gref
  • **3.00% cash back bonus applies up to $200 in purchases each month. Qualifications and restrictions apply to cash back bonus and ATM fee refund. Bonus will be posted to qualifying accounts on the last day of the month. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Qualification cycle ends on the second to the last business day of each month. Transactions may take one or more business days from the transaction date to post and settle to an account. ATM Fee reimbursements provided only if qualifications are met within the monthly qualification cycle. Fees may reduce earnings. Minimum to open either account is $25. Only available on personal accounts.