Join InRoads and get $100
At InRoads, we’re here to help you live your hopes and dreams. We care about you, your family, local business, and our community. Plus, we’re giving new members like you a $100 bonus. You deserve to be rewarded for your checking account. InRoads makes it easy with accounts that come packed with a long list of extras, including:
- 24/7 access to your account
- Custom photo debit card
- Access to over 30,000 surcharge-free ATMs
- Extensive Digital Banking tools
- Send money instantly with Zelle®
- A financial partner for life
Cash Rewards Checking
Do you carry a higher balance? You deserve to be rewarded for your checking account. InRoads makes it easy. Earn up to 3.50% APY2 on your checking account balance while you do your shopping, pay your bills, enjoy a vacation, and live your life.
INcredible Checking
Life and finances don’t always live in harmony. We get it. That’s why we created InRoads INcredible Checking. With no monthly fee and a no overspending fees3, INcredible Checking will give you peace of mind knowing you’re covered no matter what life throws your way.
Cash Back Checking
Earn 2.00%4 cash back every time you make a purchase. Use your debit card to buy what you need at the grocery store, while on vacation, or the next time you’re out on the town. Whatever you buy, the monthly cash-back bonuses will add up fast.
It’s Easy to Join and Get Rewarded
- 1Offer may only be redeemed by the person to whom it is addressed and is non-transferable. Only one bonus offer per member and not available to existing InRoads members. To qualify for bonus: Must meet membership qualifications, checking account must be open for 60 days and have a positive balance at time of bonus deposit. Bonus will be deposited within 30 days following that. Offer expires February 28, 2025.
- 2Annual Percentage Yield (APY) accurate as of 1/17/2024. Rate tiers are as follows: 3.50% APY applies to balances of $.01-$15,000 and 0.50% - 3.50% APY applies to balances over $15,000 as long as qualifications are met each statement cycle. To qualify for rewards you must complete the following three actions within the qualification cycle: 1) agree to receive e-statements, 2) login to Digital Banking, and 3) make at least 10 debit card purchases. 0.01% APY applies to all balances if qualifications are not met. Rates may change after the account is opened. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Qualification cycle ends on the second to the last business day of each month. Transactions may take one or more business days from the transaction date to post and settle to an account. Fees may reduce earnings. Minimum to open account is $50. Only available on personal accounts.
- 3Available on personal accounts only. No fees for up to $50 in overspending. Any transactions that result in over $50 in overspending will be declined. Must bring account current within 14 days.
- 42.00% cash back bonus applies up to $300 in purchases each month. Qualifications and restrictions apply to cash back bonus. To qualify for rewards you must complete the following three actions within the qualification cycle: 1) agree to receive e-statements, 2) login to Digital Banking, and 3) make at least 10 debit card purchases. Bonus will be posted to qualifying accounts on the last day of the month. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Qualification cycle ends on the second to the last business day of each month. Transactions may take one or more business days from the transaction date to post and settle to an account. Fees may reduce earnings. Minimum to open account is $50. Only available on personal accounts.