Student Checking Account

Impress Mom and Dad with Your Financial Insight

When your parents ask why you should have your own checking account, tell them it will help you learn financial responsibility. Also mention that InRoads Student Cash Back Debit offers  4.00% cash back every time you use your debit card to buy merch, munchies, clothes, streaming content or anything else. They'll be proud that they raised such a smart kid.

Qualifying to Earn Cash Back is Easy

• • Simply complete a minimum of 12 Visa^® debit card purchases per cycle.
  • Be enrolled and login to Digital Banking at least once per cycle.
  • Register for and receive e-Statements.
  • Have a valid email address on file with us.
  • Have at least 1 direct deposit or ACH (Automated Clearing House) debit per cycle. 

Disclaimers

* 4.00% cash back bonus applies up to $200 in purchases each month. Qualifications and restrictions apply to cash back bonus. In order to qualify for rewards, you must meet the following requirements: 1) be enrolled and login to Digital Banking at least once during the Monthly Qualification Cycle; 2) make at least twelve (12) VISA debit card transactions during the Qualification Cycle, through a merchant (PIN or signature-based); 3) receive monthly statement electronically and not in paper format; 4) have a valid email address on file with us; 5) have at least one (1) direct deposit or ACH debit during the monthly Qualification Cycle. Bonus will be posted to qualifying accounts on the last day of the month. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Qualification cycle ends on the second to the last business day of each month. Transactions may take one or more business days from the transaction date to post and settle to an account. Fees may reduce earnings. Minimum to open account is $25. Only available on personal accounts.

^†Annual Percentage Yield (APY) accurate as of 6/5/2025. Rates may change after the account is opened. Minimum to open account is $10.