Routing Number:
323276346
Digital Banking Login
Turn Your Side Hustle Into a Main Character

INtroducing: The Side Hustle Business Bundle

Giving entrepreneurs the legit tools, confidence, and financial setup to grow on their terms.

Debit Cards Make Life Easy - Now They'll Pay You Back, Too

Each Day is a New Opportunity

Earn 4.00% cash back with every purchase.*

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    No monthly fees.

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    Direct deposits up to 2 days early.**

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    Customizable debit card.

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    Team Up for Schools compatible.

Access Your Cash When and Where You Need It

Get surcharge-free ATM access at more than 30,000 CO-OP Network ATMs nationwide.

Add Excitement to Your Debit Card Transactions

It's time to think about debit cards in a different way. With Cash Back Checking, you can do more than just deduct from your checking account.

    • Qualify and earn cash back on every debit card purchase.
    • Track and manage all your activity through Digital Banking to see how your everyday activities end up putting money back in your pocket.

Qualifying to Earn Rewards is Easy

    • Simply complete a minimum of 12 Visa® debit card purchases per cycle.
    • Be enrolled and login to Digital Banking at least once per cycle.
    • Register for and receive e-Statements.
    • Have a valid email address on file with us.
    • Have at least 1 direct deposit or ACH (Automated Clearing House) debit per cycle.

Disclaimers

* 4.00% cash back bonus applies up to $200 in purchases each month. Qualifications and restrictions apply to cash back bonus. In order to qualify for rewards, you must meet the following requirements: 1) be enrolled and login to Digital Banking at least once during the Monthly Qualification Cycle; 2) make at least twelve (12) VISA debit card transactions during the Qualification Cycle, through a merchant (PIN or signature-based); 3) receive monthly statement electronically and not in paper format; 4) have a valid email address on file with us; 5) have at least one (1) direct deposit or ACH debit during the monthly Qualification Cycle. Bonus will be posted to qualifying accounts on the last day of the month. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Qualification cycle ends on the second to the last business day of each month. Transactions may take one or more business days from the transaction date to post and settle to an account. Fees may reduce earnings. Minimum to open account is $50. Only available on personal accounts.

**Early availability of direct deposits is not guaranteed and depends on transmission of deposit information by originator. Thus, availability may vary from deposit to deposit.

†Annual Percentage Yield (APY) accurate as of 6/5/2025. Minimum balance to obtain the stated APY is $500,001. Rates may change after the account is opened. Minimum to open account is $5000.


InRoads Credit Union offers convenient branches in Hillsboro, Rainier, Scappoose and St. Helens Oregon.