Earn 4% APY* with an InRoads Smart Start Savings account.
Digital Banking Mobile App
Yes, you're busy. Yes, we can help.
Manage Your Money from Here, There or Anywhere
An Invaluable Tool for On-The-Go People
Download InRoads Digital Banking from Google Play or the App Store.
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Powerful banking options, including Card Controls, Bill Pay, Mobile Deposit, and more.
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Account alerts to stay on top of every account.
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Credit score updates.
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Send money with Zelle®.
Take InRoads with You Everywhere You Go
Add the Digital Banking App to your device and get secure access to your finances 24/7. Then, transferring funds, paying bills, checking balances, making deposits, and more is just a tap away. You can even add account alerts that let you know when a deposit is made or if an account goes below a specified balance.
- See your current credit score and review your report.
- Review balances and transfer funds.
- Monitor recent transactions.
- Turn your debit and credit cards on and off.
- Make digital payments with Bill Pay.
- Deposit checks.
- Locate ATMs and InRoads branches.
- Receive alerts notifying you of important account activity.
Related Resources
Get the App That's All That
Been using this banking service for a year now. The app is intuitive, and the staff have been very helpful and kind. I feel safe trusting my money with InRoads Credit Union.
A Rewarding Checking Experience
Pay no monthly fees and earn up to 4.00% APY† on your balance.
†Annual Percentage Yield (APY) accurate as of 12/1/25 . Rate tiers are as follows: 4.00% APY applies to balances of $.01-$15,000 and 3.50-0.25% APY applies to balances over $15,000 as long as qualifications are met each statement cycle. 0.01% APY applies to all balances if qualifications are not met. Rates may change after the account is opened. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Qualification cycle ends on the second to the last business day of each month. Transactions may take one or more business days from the transaction date to post and settle to an account. Fees may reduce earnings. Minimum to open account is $50. Only available on personal accounts.