Earn 4% APY* with an InRoads Smart Start Savings account.
Business Savings Rates
Build savings for your business.
Our Rates Increase Savings For Your Business
Achieve Business Savings Goals
Choose from various types of business savings accounts for your business finances, including Business Savings, Business Boost and Business Money Market.
Business Savings
| Balance | APY* |
|---|---|
| $300 and greater | 0.05% |
| $0 to $299 | 0.00% |
Disclaimers
*Annual Percentage Yield (APY) accurate as of 2/1/2024. Fees may reduce earnings. Minimum to open account is $5. Only available on business accounts.
Business Boost
| Balance | APY* |
|---|---|
| $0 to $2,500 | 4.00% |
| $2,501 to $5,000 | 4.00-2.03% |
| $5,001 to $25,000 | 2.03-0.45% |
| $25,001 and greater | 0.45-0.05% |
Disclaimers
*Minimum amount to open is $10. Only one Business Boost Savings is allowed per membership. Additional conditions may apply. Annual Percentage Yield (APY) accurate as of 3/1/2024 and may change after the account is opened. Fees may reduce earnings.
Business Money Market
| Balance | APY* |
|---|---|
| $500,001 and greater | 4.00% |
| $250,001 - $500,000 | 3.50% |
| $100,001 - $250,000 | 2.75% |
| $50,001 - $100,000 | 2.50% |
| $25,001 - $50,000 | 2.25% |
| $10,001 - $25,000 | 2.00% |
| $0 - $10,000 | 1.75% |
Disclaimers
*Annual Percentage Yield (APY) accurate as of 12/1/25 . Fees may reduce earnings. Minimum to open account is $5,000. Only available on business accounts.