Earn 4% APY* with an InRoads Smart Start Savings account.
Please note: InRoads will be closed on Wednesday, November 11, 2026 in observance of the federal holiday. For a full list of our holiday closures in 2026, click here.
Borrow up to $2,000 with an INstant Cash Loan today.
Smart savers of every age find the right savings account at InRoads.
Earn dividends at a higher rate of 4.00% APY* immediately.
Grow your savings faster with this new member, safe savings strategy.
Save for holidays, vacations and other special moments.
Teach your children good lessons about saving money.
Tweens and teens can grow their money here.
Enjoy peace of mind with millions in extended NCUA share insurance*.
Disclaimers
*Annual Percentage Yield (APY) accurate as of 6/5/2025. Rates may change after the account is opened. Minimum to open account is $10.