Earn 4% APY* with an InRoads Smart Start Savings account.
Mortgage Rates
Your dream home could be within reach.
Mortgage
Mortgage rates are provided through our partnership with Consolidated Community Credit Union (CCCU).
Home Equity
Effective Date: July 12, 2026
| Product | APR* as low as | APR* up to |
|---|---|---|
| Home Equity Line of Credit* | 6.500% | 10.000% |
| Home Equity Express Line of Credit** | 7.750% | 9.750% |
Disclaimers
*The Annual Percentage Rate (APR) for a Home Equity Line of Credit is variable and based on the Prime Rate as published in the Wall Street Journal, plus a margin. Corresponding variable APRs range from 6.500% APR to 10.000% APR as of 6/29/26 . The maximum APR is 18.00%. Third-party closing costs are applicable and will vary depending on the loan amount. For a $10,000 line of credit fees could range from $514.00 to $1,389.00. An annual fee of $50 will be assessed beginning one year following consummation. All loans are subject to credit approval. Additional restrictions may apply. Homeowners Insurance is required.
**Credit approval required and terms and conditions apply. Current APRs range from 7.750% APR to 9.750% APR, as of 6/29/26 . Borrower must pay closing costs, estimated at $276 to $281 for a $10,000 line of credit. Additional restrictions may apply. Homeowners Insurance is required.