Earn 4% APY* with an InRoads Smart Start Savings account.
Please note: InRoads will be closed on Friday, July 3, 2026 in observance of the federal holiday. For a full list of our holiday closures in 2026, click here.
INtroducing: The Side Hustle Business Bundle
Giving entrepreneurs the legit tools, confidence, and financial setup to grow on their terms.
Time to begin your journey to more rewards.
Cash back is front and center.
3% cash back on gas and rideshare.1
2% cash back at restaurants and grocery stores.1
1% cash back on all other purchases.1
No annual fees.2
There are no cash advance fees with Embark Rewards Visa®.
It's time to think of a credit card as more than just anytime purchasing power. Get a card that actually pays you back for every purchase - that's what the InRoads Embark Rewards Visa® delivers, with a maximum $1,000 credit line to make it easier to manage your account and make on-time payments to help you establish good credit. Track all your activity through Digital Banking and enjoy these additional perks:
From home projects to a dream vacation, our financing can help make it happen.
Disclaimers
13% cash back on gas and rideshare for the first $5,000 in purchases within 12 months, then 1% after that. 2% cash back on restaurants and travel. 1% cash back on everything else. Your account must be open and in good standing to earn rewards.