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Please note: InRoads will be closed on Wednesday, November 11, 2026 in observance of the federal holiday. For a full list of our holiday closures in 2026, click here.
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Optional protection against unexpected repair costs.
Mechanical Repair Coverage (MRC) may help limit unexpected, covered repair costs as your vehicle ages, potentially saving your budget from future unexpected repair costs. What’s more, it can be used at any authorized repair facility in the continental United States of America, Alaska, Hawaii, and Canada.
With Mechanical Repair Coverage you can enjoy many valuable benefits among which are:
• Substitute transportation: up to $50 per day up to a maximum of 10 days, available on the first day of coverage. Options for traditional rental car or rideshare are available.
• 24-emergency roadside assistance: up to $125 per occurrence, includes towing, battery jumpstart, fluid delivery, flat tire assistance, lock out service, and extracting your vehicle from an inaccessible area within 50 feet of a paved road or highway.
• No out-of-pocket expense (except for any deductible): the administrator pays the repair facility directly for the covered repair.
Finance a car, boat, RV or motorcycle with our competitive rates.
The purchase of Mechanical Repair Coverage is optional. If you choose to add the cost of Mechanical Repair Coverage to the amount financed, it will increase the cost. Coverage varies by state. In Oregon, Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. In Washington, coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc. Coverage is made available through CUNA Mutual Insurance Agency, Inc. Be sure to read the Vehicle Service Contract, which will explain the exact terms, conditions and exclusions. ©TruStage