Earn 4% APY* with an InRoads Smart Start Savings account.
Unlock Your Potential
For a limited time, finance or refinance a new home and unlock a Home Equity Line of Credit with ZERO* origination fees!
Mortgage Loan + HELOC = The Perfect Combo
Renovate. Consolidate. Navigate. Decorate.
Your home's equity can hold the key.
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Revolving line of credit so you can renovate, decorate, consolidate, or navigate your future.
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Easy access to your equity through Digital Banking and the InRoads app!
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Home Equity Lines of Credit offer competitive, variable rates.*
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Quick, headache-free closing process with InRoads experts.
Do-It-Yourself Funding Included
Now is the right time to finance or refinance your dream home. For a limited time, you can get a Home Equity Line of Credit (HELOC) with your InRoads home loan, with ZERO* HELOC origination fees. Use the money to renovate, consolidate, decorate, or take a vacation.
Equity, in Simple Terms
Equity is the current market value of your home minus your mortgage balance. Your equity is collateral for the line of credit, which lets you borrow at an attractive rate.
Open All the Right Doors
6/22/26
Disclaimers
*When you finance or refinance a mortgage loan with InRoads and add a Home Equity Line of Credit (HELOC) at the same time, InRoads will waive the origination fee on the HELOC. Typical third-party closing costs on a $10,000 HELOC range from $514 to $1389. Annual Percentage Rate (APR) for a Home Equity Line of Credit is variable and based on the Prime Rate as published in the Wall Street Journal, plus a margin. Corresponding variable APRs range from 6.500% to 10.000% as of 6/22/26 . The maximum APR is 18.00%. An annual fee of $50 will be assessed beginning one year following consummation. Offer expires June 30, 2026. All loans are subject to credit approval. Additional terms and conditions may apply. Homeowners Insurance required.