Selecting a financial institution is not an easy task. When you make your selection, you want to ensure it’s one that will last for years. You are establishing a long-term relationship, so you’ll want to work with a bank or credit union in St. Helens and the surrounding areas that is convenient, has superior customer service, and provides any financial service you will need.
With so many choices in the region, how are you supposed to know the one that will provide the best partnership? Here are a few reasons you should check out InRoads Credit Union.
1. Credit Unions Have Perks You Won’t Find at Banks
Before opening an account at InRoads, it’s important to know what a credit union is and why this might be the best choice for you. Simply put, a credit union is a not-for-profit organization that often provides the same financial services as a bank, while commonly offering better interest rates and quality customer service, as its members are its top priority.
While some credit unions require you to be part of certain organizations, schools, or occupations to join, at InRoads Credit Union, you can become a full-fledged member just by living in one of several counties.
Similar to banks, your money is backed by the NCUA and is in safe hands. But at a bank, you are just a number. Here, you are a valued community member. We care about your financial wellbeing and want to help you achieve your goals. That’s why we offer the best possible interest rates and additional perks, even if you’re only opening a savings account.
2. We Offer a Slew of Financial Services to Meet Your Needs
Do you want to open a high-interest savings account with your high school student so she can learn the value of investing and put away some money toward college?
Are you expanding your small business and want to open a local storefront but need initial funding to help secure the space?
Have you been saving for the last few years and finally feel ready to purchase your first home or expand to one that will better accommodate your growing family?
No matter where you are in life, InRoads Credit Union is one of the top credit unions in St. Helens, as we are here to help you achieve your goals. We look forward to working with you to outline the steps it will take to open an account, boost your business, or secure a loan.
When you work with a credit union, you aren’t limited by your options. In fact, our offerings provide value you won’t find at a traditional financial institution, and our representatives are just as committed to the community as you are.
3. You Won’t Hear “No”
Bank representatives are so used to saying no. They won’t flinch when telling you you’ve been denied for a loan. And, worst of all, they just want to send you on your way once they know you aren’t a viable candidate.
This is the exact opposite of what you can expect when you select InRoads Credit Union for your banking needs.
We value our community members, and so you won’t hear no. Now, that doesn’t mean you’ll always hear yes. Instead, if your financial status is such that you aren’t ready to be approved for a home at your desired price range, we will sit down with you and show you the changes and adjustments that can be made to get you to where you want to be.
We help guide our members to the future they want. We don’t brush people off. We accept everyone where they are on their financial journey and work one-on-one to meet their desired outcomes.
When you are considering a new financial institution, know that as an InRoads Credit Union member you will have a financial partner for life.
4. We Give Back to the Community
Just this year InRoads Credit Union has helped put 371 kids on the path to financial literacy, donated $11,600 to local non-profits, volunteered locally for over 180 hours, and raised $45,815 for local high schools.
We want our communities to thrive, so we invest our time and money where it matters most. This includes supporting local non-profits, sponsoring youth sports teams, and more.
As a member, you can also help influence where we give back. Have an idea or know about an invaluable non-profit in need? Let’s work together to see how we can help.
5. We’re as Available as You Want
Let’s be honest. One of the best ways we’re impacted by technology is the ability to take care of our financial needs on the go or at home, when we want.
This will not change when you work with a credit union like InRoads.
You will have 24/7 access to your online and mobile account, where you can easily pay bills, transfer funds, and check balances. Set up your mobile account to receive specific alerts so you know when a deposit has been made, for example, or to receive instant notification when your balance dips below a certain amount.
However, while we know you can do almost anything without coming in for a visit, we do hope you stop by every once in a while, which is why we set up our hours with our your schedule in mind.
Have more questions about what we can provide or want to stop by? We look forward to connecting with you soon!