O Logo Overlay Man with beard on a moped with red background

Spreading Holiday Cheer

with a $1,200
Sign & Spend loan

Request now

Sign & Spend is Here

Even Santa borrows a bit of cash now and then. The InRoads Credit Union Sign & Spend loan gives you $1,200 to spend any way you
like — on the family, your friends, or a cool moped for yourself.

  • $1,200 holiday loan
  • Pay it back over 12 months
  • Use the funds for anything

Sign & Spend at Top Speed

To get your Sign & Spend loan faster and your shopping done sooner, login to Online Banking and look for the Sign & Spend link at the top of the page. Complete the form and click submit to send your request straight to Santa. Qualify, and we’ll put the funds right into your InRoads checking account.

open online
Request now
InRoads LIVE
Get started
Give us a call


  • You must meet the following loan qualifications: Must be at least 18 years of age. Must be a member in good standing for a minimum of 6 months with no late payments on any existing InRoads loans. Must have direct deposit to your InRoads Credit Union account. Only one Sign & Spend loan per member. Payments must be set up for auto pay from your InRoads checking account. Loan may not be used to pay off an existing InRoads loan with the exception of a Sign & Spend loan. Loan available through December 31, 2020. Payment Example: For a Sign & Spend loan of $1200 with a 12 month term at 16.00% APR, the monthly payments would be $109.55.