O Logo Overlay A multi-ethnic family is having fun in the snow on a winter day. Here, they are sledding down a hill in their toboggan.

Spread More Joy

with a $1,200
Sign & Spend loan

Request today

Spread More Joy

Spend more time with friends and family and less time worrying about holiday finances. The Sign & Spend loan gives you $1,200 for the holidays. Use it for almost anything – family, friends, gifts, travel, or new sleds. It’s up to you.

  • $1,200 holiday loan
  • Pay it back over 12 months

Get Started Today

Request your Sign & Spend loan via InRoads LIVE, call us at 503.397.2376 or click here to get started. Once you qualify, we’ll deposit the funds right into your InRoads checking account.

open online
Request today
InRoads LIVE
Get started
Give us a call


  • You must meet the following loan qualifications: Must be at least 18 years of age. Must be a member in good standing for a minimum of 6 months with no late payments on any existing InRoads loans. Must have direct deposit to your InRoads Credit Union account. Only one Sign & Spend loan per member. Payments must be set up for auto pay from your InRoads checking account. Loan may not be used to pay off an existing InRoads loan with the exception of a Sign & Spend loan. Loan available through December 31, 2021. Payment Example: For a Sign & Spend loan of $1200 with a 12 month term at 16.00% APR, the monthly payments would be $109.49.