« Back to Blog

Advice for Planning Your Next Adventure

2 people sitting on a dock, toasting fancy drinks in the sunshine

Are you planning on taking a vacation this summer? We’ve put together some quick tips that could save you some money.

You probably don’t need the extra rental car insurance. When you rent a car, they always try to sell you additional insurance. Should you buy it? Maybe. While credit cards like the InRoads Visa® Platinum come with Auto Rental Collision Damage Coverage, extra insurance doesn’t hurt. The best part is, you might already have that extra insurance. Simply check with your auto insurance agent to see if your policy includes car rental coverage. Just be sure to play it safe and choose adequate insurance – especially if you’re renting an expensive make and model.

Your homeowner’s or renter’s insurance policy might help in an emergency. If your smartphone or wallet goes missing while you’re on vacation, are you covered? If you have homeowner’s or renter’s insurance, you might be. Call your agent and ask about your deductible and if your policy will cover travel outside a set geographic area. Additionally, your policy may cover some damages you accidentally cause to others.

Plan to stay in one place longer. Often, the longer you stay at a destination, the less expensive the overnight stay can be per night. Plus, sticking with one location means that renting a vacation home, complete with kitchen and laundry facilities, might be an affordable choice.

Look for travel deals. To save money on your hotel, airfare, or car rental, do your homework. Shop around before committing to your purchase.

Travel to lesser-known destinations. If it’s sunshine or ocean waves you crave, skip the touristy spots and find an out-of-the-way town where tourism isn’t a thing. You’ll save some money and could discover a hidden gem.