O Logo Overlay Cheerful young couple sitting on a lake pier chating. Lake Kaniere, New Zealand.

Rewarding Checking is Here

Get more from your checking account, including $100!**

Open now

Enjoy a Happy Surprise

Fees and checking accounts just don’t belong together. That’s why InRoads checking options skip the monthly fees, overbearing balance requirements, and silly restrictions. Instead, Cash Rewards Checking earns you up to 2.00% APY*.

Earn Cash Rewards and Get $100**

  • Up to 2.00% APY*
  • Access to over 30,000 CO-OP Network ATMs
  • Free Online Banking, Bill Pay and e-Statements
  • ATM fee refunds (up to $20 monthly)*
  • Earn competitive rates on average monthly balance

Earn Your Monthly Rewards

  1. Complete a minimum of 10 Visa® debit card purchases per cycle
  2. Have a direct deposit or ACH transaction post to your InRoads account
  3. Use e-Statements and maintain a valid email address

Open Your Account
Stop by any branch, open your account online or give us a call at 503.397.2376. You’ll get $100** once you’ve earned your monthly rewards over two statement cycles.


  • *APY= Annual Percentage Yield. APY accurate as of 5/21/2019. 2.00% APY for balances of $.01 – $15,000 and 0.35% - 2.00% APY for balances over $15,000 applies if qualifications are met for statement cycle. 0.01% APY applies to all balances if qualifications are not met. Rates may change after the account is opened. Qualifications for rate and benefits are shown above. Qualifying transactions must post and settle to the account during the monthly qualification cycle. ATM Fee reimbursements provided only if qualifications are met within the monthly qualification cycle. Minimum opening balance is $50. **Offer valid on new Cash Rewards Checking opened through 8/31/19. One $100 bonus per membership account. Account must meet qualifications for two statement cycles and within 90 days of opening account to qualify for $100 bonus.