Nice to meet you, neighbor!
InRoads Credit Union isn’t new – just new to the neighborhood. For over 85 years, we’ve been helping families and small businesses in Columbia County find financial wellness. InRoads is laser-focused on being easy to do business with and empowering folks to bank on their terms, including when, where, and how they want.
Plus, we’re giving new members like you a bonus of up to $500*.
Stop by any branch, open your account online, or give us a call at 503.397.2376.
Octavio Rojas-Coronel, Zurely Bolio, and Robbie Navarro
Discover a New Way to Bank
InRoads team members care about you, your family, local businesses, and the community. Join InRoads today and experience truly different banking in action, including:
- Robust Digital Banking tools to make managing your finances easy
- Text us anytime and we’ll text right back
- Video chat with an InRoads team member with InRoads LIVE
- Accounts and services designed to earn you more and save you more
- Discover a financial partner for life
Choose Your Checking
Open Your Checking Today and Get up to $500*
Cash Rewards Checking
Do you carry a higher balance?
You deserve to be rewarded for your checking account. InRoads makes it easy. Earn up to 3.50% APY1 on your checking balance while you do your shopping, pay your bills and live your life. This rewards-earning account comes packed with a long list of extras, including surcharge-free ATM access at over 30,000 CO-OP Network ATMs.
Open now
Cash Back Checking
Do you use your debit card frequently?
Earn 2.00%2 cash back every time you make a purchase. Just use your debit card to buy what you need at the grocery store, restaurants, while on vacation, or the next time you’re out on the town. Whatever you buy, those monthly cash-back bonuses will add up fast when added to your account. What you do with your cash is up to you, including an epic-and-fun night out with the people you love most.
Open now
INcredible Checking
Want to live without fear of overspending?
Life and finances don’t always live in harmony. We get it. That’s why we created InRoads INcredible Checking. With no monthly fee and a no overspending fees3, INcredible Checking will give you peace of mind knowing you’re covered no matter what life throws your way.
Open nowGet Started Today
- *Offer may only be redeemed by the person to whom it is addressed and is non-transferable. Only one bonus offer per member and not available to existing InRoads members. To qualify for bonus: Must meet membership qualifications, checking account must be open for 90 days, and have a positive balance at time of bonus deposit. The total dollar amount of regularly occuring direct deposits per month will inform the bonus payout: $1,500-$2,999 direct deposit = $100 bonus, $3,000-$5,999 direct deposit = $300 bonus, $6,000+ direct deposit= $500 bonus. Bonus will be deposited within 30 days following offer qualifications. Offer expires February 15, 2025.
- 1Annual Percentage Yield (APY) accurate as of 1/17/2024. Rate tiers are as follows: 3.50% APY applies to balances of $.01-$15,000 and 0.50% - 3.50% APY applies to balances over $15,000 as long as qualifications are met each statement cycle. To qualify for rewards you must complete the following three actions within the qualification cycle: 1) agree to receive e-statements, 2) login to Digital Banking, and 3) make at least 10 debit card purchases. 0.01% APY applies to all balances if qualifications are not met. Rates may change after the account is opened. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Qualification cycle ends on the second to the last business day of each month. Transactions may take one or more business days from the transaction date to post and settle to an account. Fees may reduce earnings. Minimum to open account is $50. Only available on personal accounts.
- 22.00% cash back bonus applies up to $300 in purchases each month. Qualifications and restrictions apply to cash back bonus. To qualify for rewards you must complete the following three actions within the qualification cycle: 1) agree to receive e-statements, 2) login to Digital Banking, and 3) make at least 10 debit card purchases. Bonus will be posted to qualifying accounts on the last day of the month. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Qualification cycle ends on the second to the last business day of each month. Transactions may take one or more business days from the transaction date to post and settle to an account. Fees may reduce earnings. Minimum to open account is $50. Only available on personal accounts.
- 3Available on personal accounts only. No fees for up to $50 in overspending. Any transactions that result in over $50 in overspending will be declined. Must bring account current within 14 days.