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Loan Rates
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Get the Money You Need with an Interest Rate You Want
Financing to Fuel Your Plans
When you need a loan for any reason, InRoads has all the options. Check out our latest rates for cars, trucks, SUVs, RVs, boats and motorcycles, plus credit cards and personal loans.
Auto
| Product | APR* as low as |
|---|---|
| New Auto (3 years & newer) | 5.99% |
| Used Auto (4-10 years old) | 6.25% |
| Older Auto (11 years & older) | 7.75% |
| First Time Auto Buyer (10 years & newer) | 11.75% |
Disclaimers
*Actual rate and term are based on credit profile and collateral. Additional conditions may apply.
RV, Boat, and Motorcycle
| Product | APR* as low as |
|---|---|
| New RVs (3 years & newer) | 7.75% |
| Used RVs (4 -10 years old) | 8.75% |
| New Motorcycle, ATVs, & Watercraft | 8.25% |
Disclaimers
*Actual rate is based on collateral and credit worthiness. Additional conditions may apply.
Credit Cards
| Product | APR* as low as |
|---|---|
| Explore Rewards Visa® | 13.99% |
| Embark Rewards Visa® | 16.00-18.00% |
| Secure Visa® | 16.00-18.00% |
Disclaimers
*Annual Percentage Rate (APR) is variable and based on the Prime Rate as published in the Wall Street Journal, plus a margin. Actual rate is based on credit worthiness. Additional conditions may apply. Rates are current as of 1/2/2025. Explore Rewards Visa© Disclosures (pdf)
**Actual rate is based on credit worthiness. Additional conditions may apply. Rates are current as of 1/2/2025. Embark Rewards Visa© or Secure Visa© Disclosures (pdf)
Personal Loans
| Product | APR* as low as |
|---|---|
| Custom Cash Secured | 11.25% |
| Custom Cash Unsecured | 12.25% |
| Personal Line of Credit - My Line | 11.25% |
Disclaimers
*Annual Percentage Rate (APR) is variable and based on the Prime Rate as published in the Wall Street Journal, plus a margin. Actual rate is based on credit worthiness. Additional conditions may apply. Rates are current as of 1/2/2025.