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Find Your Happy Place

with a Home Equity Express

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Relax and Enjoy Your Equity

The equity in your home is one of the smartest and easiest ways to finance a new kitchen, remodel the yard, pay off debt, or take the vacation of a lifetime. Best of all, when you’re borrowing from your home’s equity, it’s like borrowing from yourself. InRoads gives you quick access to that equity with a Home Equity Express Line of Credit for up to $50,000. You’ll have a full year to access the funds and up to eight years to pay it back.

  • 8.25%** fixed rate
  • No annual fee
  • Origination fee as low as $176
  • 8-year term
  • Quick application and closing

Access Your Money Anytime
Login to Digital Banking to make a transfer and pay for what you need. That could include unforeseen emergencies or to pay the contractor who’s working on your new, epic backyard. You can even access funds to splurge on a hot tub.

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Home Equity Calculators

More Ways to Leverage Your Home Equity

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Home Equity Line of Credit

An InRoads Credit Union Home Equity Line of Credit features a revolving line of credit that gives you 24/7 access to your money.

  • Variable rates
  • Revolving line of credit
  • Easy access through Digital Banking
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Home Equity Loan

An InRoads Credit Union Home Equity Loan gives you a lump sum of cash along with a fixed rate and monthly payments.

  • Fixed interest rate
  • Fixed monthly payments
  • No annual fees

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  • **Credit approval required and terms and conditions apply. Current APRs range from 7.50% APR to 9.50% APR, as of 12/1/2023Borrower must pay closing costs, estimated at $176 to $181 for a $10,000 line of credit. Additional restrictions may apply. Borrower will be responsible for third party fees, such as: appraisal, tax and flood tracking, title insurance, and settlement service. Consult your tax advisor about deductibility and your tax liability. Adequate homeowner’s insurance coverage is a requirement for this loan.