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Earn More for Your Money

With great returns on your deposits

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5-Month Share Certificate Special

You could be earning 3.75% APY* on your savings with an InRoads 5-Month Share Certificate. It’s the perfect way to plan for your next big purchase, dream vacation, or addition to the family.

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Boost Savings

Watch your savings grow faster than ever when you open a Boost Savings account. Right now, you can earn 4.00% APY* on balances up to $2,500.   

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Cash Rewards Checking

You deserve to be rewarded for your checking account. Earn up to 3.50% APY* on your checking balance while you do your shopping, pay your bills and live your life.

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Soar Money Market

It’s time to let your money and investment portfolio fly into the stratosphere with a Soar Money Market account. Your deposits will earn more with rates as high as 2.50% APY* on balances over $500,000.

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5-Month Share Certificate Special

APY*

*APY = Annual Percentage Yield. $500 minimum balance to open and earn APY shown. APY is accurate as of 6/3/2024. Penalties apply for early withdrawals from certificates. Fees could reduce earnings. InRoads reserves the right to end or modify this offer at any time.

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$500 and higher

APY*

3.75%

Boost Savings

APY*

*Minimum amount to open is $10. Only one Boost Savings is allowed per individual. Additional conditions may apply. Annual Percentage Yield (APY) accurate as of 3/1/2024 and may change after the account is opened. Fees may reduce earnings.
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$0 to $2,500

APY*

4.00%

$2,501 to $5,000

APY*

4.00% - 2.03%

$5,001 to $25,000

APY*

2.03% - 0.45%

$25,001 and greater

APY*

0.45% - 0.05%

Cash Rewards Checking

APY* if qualifications are met

APY* if qualifications are not met

*Annual Percentage Yield (APY) accurate as of 1/17/2024. Rate tiers are as follows: 3.50% APY applies to balances of $.01-$15,000 and 0.50% - 3.50% APY applies to balances over $15,000 as long as qualifications are met each statement cycle. 0.01% APY applies to all balances if qualifications are not met. Rates may change after the account is opened. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Qualification cycle ends on the second to the last business day of each month. Transactions may take one or more business days from the transaction date to post and settle to an account. Fees may reduce earnings. Minimum to open account is $50. Only available on personal accounts.
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Cash Rewards Checking
(balances up to $15,000)

APY* if qualifications are met

3.50%

APY* if qualifications are not met

0.01%

Cash Rewards Checking
(balances over $15,000)

APY* if qualifications are met

0.50% - 3.50%

APY* if qualifications are not met

0.01%

Soar Money Market

APY*

*Minimum amount to open is $5,000. Annual Percentage Yield (APY) accurate as of 2/1/2024 and may change after the account is opened. Fees may reduce earnings.

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$500,001 and greater

APY*

2.50%

$250,001 to $500,000

APY*

2.00%

$100,001 to $250,000

APY*

1.25%

$50,001 to $100,000

APY*

1.00%

$25,001 to $50,000

APY*

0.75%

$10,001 to $25,000

APY*

0.50%

$0 to $10,000

APY*

0.25%

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