Digital Banking Login
Take Your Banking Anywhere

Download the InRoads app today

Text Banking

Talk to us by typing a short message.

Your Fast Fingers Can Help You Make Quick Work of Everyday Financial Tasks

Ask Questions About Your Money

Check balances, review transactions and more.

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    Save time by making fewer trips to the credit union.

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    Get real-time assistance.

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    Easy to use.

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    24/7 access.

Text Banking Probably Won't Make You LOL

But we still think you'll enjoy the convenience. You can text anytime from just about any cell phone - not just smartphones. The commands you use to request info are short and simple.


Text any of the following commands to 454545:

  • BAL = Primary account balance
  • BAL ALL = All account balances
  • BAL CHK = Checking account balances
  • BAL SAV = Savings account balances
  • LAST = Last five transactions
  • TRANS $$$ = Transfer specified fund amount to primary account
  • STOP = Deactivate service
  • HELP = Help on keywords

Annual Percentage Yield (APY) accurate as of 1/17/2024. Rate tiers are as follows:   3.50% APY applies to balances of $.01-$15,000 and 0.50-3.50% APY applies to balances over $15,000 as long as qualifications are met each statement cycle.  0.01% APY applies to all balances if qualifications are not met. Rates may change after the account is opened. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Qualification cycle ends on the second to the last business day of each month. Transactions may take one or more business days from the transaction date to post and settle to an account. Fees may reduce earnings. Minimum to open account is $50. Only available on personal accounts.



InRoads Credit Union offers convenient branches in Hillsboro, Rainier, Scappoose and St. Helens Oregon.