You bought your home for a reason. You probably had big plans and even bigger remodeling aspirations. But life and budgets can get in the way. InRoads can help with a Home Equity Line of Credit.
The Choice is Yours
Whether you choose your kitchen, backyard, bathroom or an update to any part of your home, a Home Equity Line of Credit makes your dreams possible with rates and terms to fit your budget.
- 24/7 access to your money
- Quick online application
- Rates as low as 3.00% APR*
The Money is Yours
Login to Online or Mobile Banking to access the funds in your Home Equity Line of Credit. Make a transfer and pay for what you need, from appliances and patio furniture to contractors and construction equipment rentals.
Credit Cards
Apply today for your InRoads Visa® Credit Card and we’ll make sure you get the card that best fits your finances and needs. Options include the ultimate buying power of the Visa® Platinum or the credit building and simplicity of the Visa® Classic.

Put Your Equity to Work
- *Variable APR based on the Prime Rate. Current APRs range from 3.00% to 6.25% APR as of 1/1/2022. The maximum APR is 18.00%. Borrower must pay closing costs, estimated at $514 to $1,389 for a $10,000 line of credit. $50 annual fee.