Get up to 3% cash back*
Checking Rates
Take an interest in our latest rates.
At InRoads, Checking Accounts Earn You More
Boost Your Return with an InRoads Checking Account
Now's the time to get a checking account that gives you more. Whether it's for personal or business use, InRoads offers options that can pay off.
Cash Back Checking
| Product | Cash Back Bonus* if qualifications are met |
|---|---|
Cash Back Checking | 2.00% |
Disclaimers
*2.00% Cash back bonus applies up to $300 in purchases each month. Qualifications and restrictions apply to cash back bonus. Bonus will be posted to qualifying accounts on the last day of the month. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Qualification cycle ends on the second to the last business day of each month. Transactions may take one or more business days from the transaction date to post and settle to an account. Fees may reduce earnings. Minimum to open account is $50. Only available on personal accounts.
Cash Rewards Checking
| Balance | APY* if qualifications are met | APY* if qualifications are not met |
|---|---|---|
Cash Rewards Checking | 3.50% | 0.01% |
Cash Rewards Checking | 0.50-3.50% | 0.01% |
Disclaimers
*Annual Percentage Yield (APY) accurate as of 1/17/2024. Rate tiers are as follows: 3.50% APY applies to balances of $.01-$15,000 and 0.50% - 3.50% APY applies to balances over $15,000 as long as qualifications are met each statement cycle. 0.01% APY applies to all balances if qualifications are not met. Rates may change after the account is opened. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Qualification cycle ends on the second to the last business day of each month. Transactions may take one or more business days from the transaction date to post and settle to an account. Fees may reduce earnings. Minimum to open account is $50. Only available on personal accounts.
Student Cash Back Debit
| Product | Cash Back Bonus* if qualifications are met |
|---|---|
Student Cash Back Debit | 3.00% |
Disclaimers
*3.00% Cash back bonus applies up to $200 in purchases each month. Qualifications and restrictions apply to cash back bonus. Bonus will be posted to qualifying accounts on the last day of the month.
Business Rewards Checking
| Balance | APY* |
|---|---|
| Business Rewards (balances $25,000 and greater) | 0.15% |
| Business Rewards (balances $5,000 - $24,999) | 0.10% |
| Business Rewards (balances $0 - $4,999) | 0.05% |
Disclaimers
*Annual Percentage Yield (APY) accurate as of 2/1/2024. Fees may reduce earnings. The $10 monthly service fee will be waived if the average daily balance in account is $5,000 or greater. Minimum to open account is $500. Only available on business accounts.