Get up to 3% cash back*
Become a Member
Your future self will thank you.
Join a Local Credit Union That's Invested in Your Financial Journey
Live Your Hopes and Dreams
We'll help you every step of the way.
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Empowering you to bank when, where and how you want.
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Providing tools and resources to help you along your financial journey.
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Dedicated to being easy to do business with.
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Amplifying the impact in our community.
Who Can Join?
You simply need to live, work, attend school, volunteer, or worship in Columbia, Clatsop, Cowlitz, Multnomah or Washington counties. You can also join if you have immediate family who are existing InRoads members. Those include your spouse, child, step-child, grandchild, parent, step-parent, grandparent, or sibling.
Everything We Do Is All About You
We care about you, your family, local businesses, and our community. When you join InRoads, you'll see there's a difference when you work with people committed to helping you reach your goals.
Invested in You
Your goals and life events matter, and we're here to help you reach those objectives and enjoy every achievement. Whether you’re making your first deposit, buying your first car looking for your first home, or planning for retirement, we’re invested in you.
Here for You
InRoads is here to help you achieve your financial goals and dreams. Whether you contact us digitally or in person, we’re always available and looking for ways to say "yes" with services that go above and beyond.
Innovative for You
InRoads provides solutions to make your life easier. That includes InRoads LIVE, which allows you to video chat with a real-life InRoads team member, Text Banking, a robust Digital Banking suite of tools helping you to pay bills, track spending, improve your credit score, and much more.
Here for Our Community
For us, community is everything. We're proud to teach financial education to kids and adults, sponsor little league teams, help support local food banks, give back to schools and more.
In just the past year, we helped 153 families finance or refinance their dreams of homeownership, donated over $37,000 to non-profit organizations that help families make ends meet and keep food on the table, and shared our financial knowledge with 210 students. Plus, we donated more than $98,000 to area high schools as part of our Team Up for Schools program.
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A Rewarding Checking Experience
Pay no monthly fees and earn up to 3.50% APY† on your balance.
†Annual Percentage Yield (APY) accurate as of 1/17/2024. Rate tiers are as follows: 3.50% APY applies to balances of $.01-$15,000 and 0.50-3.50% APY applies to balances over $15,000 as long as qualifications are met each statement cycle. 0.01% APY applies to all balances if qualifications are not met. Rates may change after the account is opened. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Qualification cycle ends on the second to the last business day of each month. Transactions may take one or more business days from the transaction date to post and settle to an account. Fees may reduce earnings. Minimum to open account is $50. Only available on personal accounts.