It’s always a good idea to stay alert and vigilant when it comes to your personal identity, finances, and credit. With data breaches, credit card scams, personal identity theft, confidence scams that target the elderly, and ATM fraud, we’ve put together some quick tips to protect your family.
Stay Alert at ATMs and Checkout Counters
Before you insert your card or type in your PIN at any store, be sure there are no people looking over your shoulder. At the ATM, it’s always a good idea to ensure your safety, check for false ATM keys, and avoid using ATMs at night unless there are plenty of people around. At InRoads, you get access to over 30,000 surcharge-free ATMs. Just type in your current location to find one near you.
Add CardValet to Your Smartphone
The CardValet smartphone app lets you turn your InRoads Credit Union debit card Off and On instantly. You can even set geographic boundaries, so you’ll quickly know if your card is ever taken. Learn more about CardValet® here.
Activate New Credit and Debit Cards Quickly
To avoid your card being stolen and activated by someone with less-than-honorable intentions, be sure you activate your new cards immediately.
Monitor Your Financial Life Daily
Problems that affect your finances and credit can be warning signs of possible fraudulent activity. Always be on the lookout for any unknown transactions on credit card and checking accounts, monthly charges you didn’t okay, and issues with your overall credit.
Contact InRoads and the FTC
If your card is ever lost, stolen, or you worry you may have been the victim of fraud, give InRoads a call at 503.397.2376. For lost or stolen credit cards after hours, call 800.275.6434. Outside the U.S., call country code 001 and then dial 410.581.9994. We’ll do what we can to help you find the right agency to file a report or complaint. One of the first places to contact if you fall victim to fraud is the Federal Trade Commission (FTC). You can reach the FTC here.