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You're INvited to Earn $1001

with your new membership

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Join InRoads and get $100

At InRoads, we’re here to help you live your hopes and dreams. We care about you, your family, local business, and our community. Plus, we’re giving new members like you a $100 bonus.

Open an InRoads checking account and add a custom picture to your debit card. Qualify each month and you’ll get 2.00%* cash back on purchases with Cash Back Checking or earn 1.00% APY** on your average daily balance with Cash Rewards Checking. Your membership also includes:

Choose Your Checking

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Cash Back Checking

Are you a frequent swiper?

Earn 2.00%* cash back every time you make a purchase. Just use your debit card to buy what you need at the grocery store, restaurants, while on vacation, or the next time you’re out on the town. Whatever you buy, those monthly cash-back bonuses will add up fast when added to your account. What you do with your cash is up to you, including an epic-and-fun night out with the people you love most.
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Cash Rewards Checking

Do you carry a higher balance?

You deserve to be rewarded for your checking account. InRoads makes it easy. Earn up to 1.00% APY** on your checking balance while you do your shopping, pay your bills and live your life. This rewards-earning account comes packed with a long list of extras, including surcharge-free ATM access at over 30,000 CO-OP Network ATMs.
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Refinance and get up to $2502

Take advantage of today’s rates with a home loan refinance. Plus, when you refinance with InRoads, we’ll give you up to $250 off your origination fee. Apply today or use InRoads LIVE to get started.

It’s Easy to Join and Get Rewarded

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  • 1Offer may only be redeemed by the person to whom it is addressed and is non-transferable. Only one bonus offer per member and not available to existing InRoads members. To qualify for bonus: Must meet membership qualifications, checking account must be open for 60 days and have a positive balance at time of bonus deposit. Bonus will be deposited within 30 days following that. Offer expires December 31, 2022.
  • 2Maximum of $250 off origination fee, not to exceed actual fee. Offer expires December 31, 2022.
  • *2.00%Cash back bonus applies up to $300 in purchases each month. Bonus will be posted to qualifying account on the last day of the month.
  • **Annual Percentage Yield (APY) accurate as of 1/20/2022. Rate tiers are as follows: 1.00% APY applies to balances of $.01-$15,000 and 0.17% - 1.00% APY applies to balances over $15,000 as long as qualifications are met each statement cycle. 0.01% APY applies to all balances if qualifications are not met. Rates may change after the account is opened.
  • Checking accounts referenced are only available on personal accounts. Qualifications and restrictions apply to Cash Back Bonus, higher dividend rate and ATM fee refunds. Minimum to open is $50. Fees may reduce earnings.